Risk Disclosure - HiveMind Investments

Risk Disclosure

Important information about investment risks on our fractional property platform

Last updated: August 25, 2025

Welcome to HiveMind Investments

Welcome to HiveMind, a platform that offers fractional property investment opportunities in India. Before you proceed with any investment on our platform, it is essential to understand the associated risks. This Risk Disclaimer is intended to inform you about potential risks involved in fractional property investment. By using our services and participating in any investment activities, you acknowledge and accept the following risks:

Market Risk

The value of real estate properties can fluctuate, and the performance of your investment may be influenced by market conditions. Economic, regulatory, and political changes can affect property values.

Illiquidity

Fractional property investments may be less liquid than traditional financial assets. It may be difficult to sell or transfer your investment before the end of 150 days upon investment period.

Property Management

The management of the property, including maintenance, repairs, and tenant occupancy, can impact your investment returns. Property management issues can lead to financial losses or lower rental income.

Regulatory and Legal Risks

Changes in laws and regulations related to property ownership, leasing, or taxation in India can affect your investment. Local and national regulations can vary, and compliance may be complex.

Currency Risk

If you invest in a property located in India from another country, exchange rate fluctuations can impact the value of your investment when converted into your home currency.

Market Volatility

If you invest in a property located in India from another country, exchange rate fluctuations can impact the value of your investment when converted into your home currency.

Tenant Risk

Vacancies, non-payment of rent, or tenant-related issues can affect your rental income and investment returns.

Diversification Risk

It's essential to diversify your investment portfolio to manage risk. Investing solely in fractional properties may not provide adequate diversification.

Default Risk

If you are investing in a mortgage-backed property, there is a risk of borrower default, which can affect your investment returns.

Interest Rate Risk

Fluctuations in interest rates can impact the cost of financing for properties and affect property values.

Technology and Platform Risk

Our platform, like any digital service, is subject to potential technical issues, outages, or security breaches that could disrupt or compromise your investment experience.

Taxation Risk

The tax implications of your investments can be complex and subject to change. It is your responsibility to understand the tax implications and to comply with tax regulations.

Past Performance

Historical investment performance should not be seen as a guarantee of future results. Past performance does not predict future returns accurately.

Important Acknowledgment

By using our platform and participating in fractional property investments in India, you acknowledge these risks and agree to conduct due diligence and seek professional advice when necessary. You understand that there are no guarantees of profits and that you can potentially lose some or all of your investment. It is essential to assess your risk tolerance and financial situation before making any investment decisions.

Professional Advice Recommendation

Please consult with financial and legal professionals to ensure you understand the risks associated with fractional property investment in India and to make informed investment decisions. This Risk Disclaimer is not exhaustive, and additional risks may apply based on your specific investment circumstances.

Disclaimer

Our platform offers fractional property investment opportunities in India, but it's crucial to recognize the associated risks. By using our services, you acknowledge potential market fluctuations, illiquidity, property management challenges, regulatory and legal uncertainties, currency exchange risks, market volatility, tenant issues, limited diversification, default and interest rate risks, technology and platform vulnerabilities, taxation complexities, and the lack of a guarantee of future performance. You may lose some or all of your investment, and it's essential to seek professional advice and evaluate your risk tolerance and financial situation before investing. This Risk Disclaimer is not exhaustive, and additional risks may apply.

Contact Us

If you have any questions about this Risk Disclosure, You can contact Us:

  • By email: info@hminvest.in
  • By phone number: +91 87086 80041
  • Unit 12-A 12-B, Ground Floor, IRIS Tech Park, Sector 48 Sohna Road, Gurugram, 122018 HR, INDIA
Back to Home